Usage Policy

Permissions

Guidelines on access, permitted use, author updates, and editorial supervision for journal content.

Users are permitted to read and download the Journal for personal, academic, and professional use. However, users are not permitted to rewrite, reproduce, recast, or republish the contents for their own purposes without proper authorization.

Authors may revise, update, or improve their writings over time in order to reach a wider audience of readers and professionals and to enhance knowledge in the banking and financial sector.

User Access

Readers may access, read, and download journal materials, but they may not alter or repurpose the content for unauthorized use.

Author Rights

Authors may further refine, revise, or update their work over time in order to improve quality and relevance for readers and professionals.

Editorial Oversight

The Editor, under the supervision of IBB, oversees the publication process and supports the adoption of globally accepted standards and policies for journal publishing on digital platforms.